Recommendations

Recommendations For Rebecca White

Realtor, real estate agent, sales associate

McGuire Real Estate

“Rebecca is a go getter. She is very serious about her job, along with her compassion to help in any way. She always has a smile on her face and the willingness and determination in her eyes.
Working with Rebecca is a pleasure, and I would highly recommend her for anyone looking to buy in her area of the city.” November 9, 2010

Libby McPherson-Mann, Agent, Keller Williams Realty
worked with Rebecca White at Keller Wiliams Realty

Real Estate Agent, Listing Agent, Sales Agent

Keller Williams Realty

“Rebecca is one of the hardest working agents I have had the pleasure of working with. If you are her client you will get the best care you can possibly imagine! She is a great agent and pays attention to details.

Kathy  December 22, 2009

Kathy Chruma, Team Leader, KELLER WILLIAMS
was a consultant or contractor to Rebecca White at Keller Wiliams Realty

Real Estate Agent

Keller Williams San Francisco Properties (Self-employed)

“”Rebecca is the hardest working person I know. She really cares about her clients and goes above and beyond the call of duty. She’s a networking genius so your property is sure to be seen and she’s a seasoned professional. In this market you really need someone who knows the business and knows what they’re doing. Rebecca fills the bill”” February 25, 2011

 Linda Daly, Branch Manager San Francisco, Phoenix Financial
worked with Rebecca White at Keller Williams San Francisco Properties

“Rebecca is a non stop source of energy, ideas and inspiration for her clients. She is a strong advocated for the people around her and she is always working on one project or another.

Working with Rebecca will be great for you. Hire her with confidence!” January 12, 2011

David Anderton, Real Estate Agent, The Anderton Group
worked with Rebecca White at Keller Williams San Francisco Properties

1st Time Home-buyer Tips

For the first time home buyer, buying your first home is one of the most exciting things you will ever do. If you have spent years living in apartments, there is nothing more satisfying than owning your own property. The process can be a little lengthy and you might hit a few bumps in the road to home ownership. The following tips will help the first time homeowner avoid some of the hiccups.

1 .  Step one is to talk to a real estate agent about the home buying process. It should not be a sales meeting and you should be able to find an agent that will agree to meet with you about the basics without having to sign a sales agreement with them. If you cannot find a good agent to talk to, you might want to consider talking to a loan officer at your bank or a mortgage broker.

2. An equally important tip is to get your finances in order before you apply for a mortgage. Order a copy of your credit report so you can check it for accuracy. Mistakes are common and you want to make sure that there is no fraudulent activity. You have the right to dispute errors on your credit report. If you come across something that you know is an error, circle it and send it to the reporting agency along with a letter of dispute.

Median Sales Price in San Francisco is a Neighborhood Thing

Dalores StJust like the weather changes from the Outer Sunset to West Portal and from Nob Hill to the Mission; so does the median price of real estate in San Francisco.

Last month, the median price for the entire City of San Francisco, was $750,000 (up slightly from $747,000 in June). When this gets broken down by area, t he picture changes dramatically.

The fabled North End (Pacific  Heights, Nob Hill, the Richmond, Sea Cliff etc.) had only 30 homes sell last month with a median price of $1,562,500. Home to famous people such as Danielle Steel, Robin Williams, Nancy Pelosi,  and Dianne Feinstein; these are predominantly extremely desirable–and therefore expensive neighborhoods.

There are very few foreclosures and short sales here as well. And IF there are, expect to pay seven figures! *

The middle part of the City (Noe Valley, the Sunset, Glen Park and Diamond Heights etc.) was in the middle; slightly under half of the north end median and nearly double the south end but with more sales than the other two areas combined.  July 2011 saw 99 homes sold with a median sales price of $850,000.

And the southern part of SF? Even with a few high-end neighborhoods like Lakeshore and Merced Manor; the lower-end trumped and dropped the median sales price for the 64 houses sold to a mere $482,000. This is ONLY 64% of the median price for the entire City of San Francisco!

So are there some good deals out there? Yes–but not in every neighborhood.

Regardless, the time to buy is now BEFORE both prices and interest rates go up. With the stock market going bonkers, it is likely that interest rates will go up. The median price is already headed that way. Don’t wait and get priced out of one of the most affordable markets in nearly a decade!

*For more information on short sales and foreclosures (REOs), check out my distressed properties website:    http://www.shortsalesanfrancisco.com/custom2.shtml

Neighborhoods

 

The San Francisco Association of Realtors divides San Francisco into 10 districts and dozens of “sub-districts”. Here is the map that we as Realtors use to perform home searches for our clients:  http://www.sfarmls.com/docs/areamaps.htm

I think that you will recognize most of these neighborhoods. Several are new this year including Yerba Buena (carved out of SoMa and South Beach) and Little Hollywood. Others such as The Castro, Japantown and Chinatown remain conspicuously absent.